PRIVATE PARTY FINANCING

Secure funding, fast

Gain the freedom to shop and buy from private party sellers AND take advantage of professional financing, with beginning to end assistance from Rose.

We’ll acquire, manage and finalize all loan documents, pay off the seller’s loan if they have one, help you with delivery, and process title & DMV paperwork to ensure you have a CLEAN TITLE vehicle registered to your name safely.

HOW IT WORKS

FIND YOUR CAR

You can find your next car anywhere, on any platform – Facebook, Craigslist, OfferUp, Autotrader, Cars.com, eBay Motors, or your grandma’s garage.

CALL ROSE & GET QUALIFIED

We’ll submit vehicle details and work with you to qualify for the lowest rates possible.

SECURE FUNDING

We’ll process all the paperwork, we’ll pay the seller, and complete the transfer paperwork.

CONGRATULATIONS!

You take ownership of the vehicle and drive home happy.

Benefits

• Optional bumper-to-bumper warranties and GAP insurance
• Key Replacement, Dings & Dents protection
• We secure the transaction between both parties.

Requirements

• 640 Score or Better
• No Repossessions
• Car is 2014 or Newer
• Under 80,000 Miles
• Down Payment Required

Documents

• Proof of income
• Proof of residence
• Proof of Insurance (full coverage)
• Valid Driver’s License
• References

Sometimes your perfect car can’t be found on a lot. Or you don’t want to haggle with a dealer or wait for used car inventory. Or you have a special connection to a family vehicle. There are many good reasons to want to buy privately. Working directly with a bank can be confusing in the best of times, and it is almost impossible to receive a loan if the car you are buying has a current loan or lien on it. There can be a lot of extra work to do to ensure the transaction foes smoothly too.

We’re here to help.

Private party financing, aka private seller or private-party auto loan, is a form of financing used to purchase a car from an individual instead of a dealership. Like a traditional car loan through a dealership, a private-party auto loan is secured, which means the lender uses the vehicle you’re purchasing as collateral.

SKIP THE DMV

As a licensed dealer, we handle the transaction so you can avoid spending hours at the DMV waiting in lines and filling out confusing pieces of paperwork. We take care of all the leg work for you!

•We prepare all necessary DMV docs
• Check for any DMV registration back fees
• Pay taxes
• Temporary tags & registration

FRAUD PROTECTION

We verify the identity of your counter-party and ensure you’re not transacting with a fraudster, and we guarantee that the vehicle and payment are as advertised. We can verify registration, authenticate title and ownership, check DMV fees, determine vehicle payoffs, and secure funds for both parties. We welcome you to meet at our location as a safe neutral location to test drive the vehicle and ensure a smooth transition. We perform:

• DMV Registration Verification
• DMV Back Fees
• Carfax/Accident Check
• Theft Check
• NMVTIS Title Check
• Real Time Vehicle Loan/Payoff Information
• Check/Fund Verification
• Neutral Party to process and secure funds

LOAN PAYOFF GUARANTEE

As a neutral 3rd party, we guarantee the seller’s vehicle is paid off and the vehicle registered into the buyer’s name. We also have direct access to over 50 national banks to verify the seller’s payoff information.

Buyer
Co-Buyer

All fields marked with an asterisk (*) are required

Personal Information

First Name *

Please enter your First Name

Last Name *

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Email *

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Cell Phone *

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Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN *

Please enter your SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

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City *

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State *

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Zip Code *

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Housing Type *

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Monthly Rent/Mortgage Amount *

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Years at Address *

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Add Previous Address

Previous Address

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Employment Information

Employer Name *

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Title/Position *

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Employer Phone Number *

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Monthly Gross Income *

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Years at Job *

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Add Previous Employment

Previous Employment

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Interested Vehicle

Vehicle Keyword

Sort

Stock Number

Year

Make

Model

Vehicle Price

Down Payment

Exterior Color

Interior Color

Add Trade-in?

Trade-in

VIN *

Please enter the VIN

Mileage *

Please enter the Mileage

Year *

Please enter the Year

Make *

Please enter the Make

Model *

Please enter the Model

Has Co-Buyer?

Relationship to Buyer *:

Please make a selection

Personal Information

First Name *

Please enter your First Name

Last Name *

Please enter your Last Name

Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN *

Please enter your SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

Please select your Years Employed

Please select your Months Employed

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

By clicking "Submit", I, the undersigned, (a) for the purpose of securing credit, certify the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

I consent to be contacted by the dealer at any telephone number or Email I provide, including, without limitation, communications sent via text message to my cell phone or communications sent using an autodialer or prerecorded message. This acknowledgment constitutes my written consent to receive such communications. I have read and agree to the Privacy Policy of this dealer.

I accept all the above terms

Extended Warranties

Secure your asset and yourself from unexpected mechanical failure and heavy costs towards repairs, NATIONWIDE. Cover factory-installed mechanical and electrical components (except wear and tear items such as: oil changes, tires, bulbs, and brake pads, etc).

GAP

Stand guard as a consumer from any negative equity resulting from total loss. Insurance will only pay the value of your vehicle at the time of impact. GAP has you covered for costs of up to 150% of retail value ensuring you are free and clear of any debt.

Catalytic Converter Anti-Theft

Protect against theft by insuring your catalytic converter with Anti-theft protection. Cats normally cost several thousand dollars to replace and with this coverage you are eligible for reimbursement of up to $6,000

RoRose Motorcars is your premier used vehicle location in Castro Valley and Hayward, CA, and attracts customers from across the San Francisco Bay, from Oakland to Fremont and Hayward, and the Tri-Valley area from Walnut Creek to San Ramon, Pleasanton, Livermore, and beyond. We have proudly been part of this community for almost 15 years, and our expert staff is dedicated to providing a stress-free environment to buy a quality pre-owned vehicle, apply for clean air grants, sell your car, or finance your next private party purchase. We aim to deliver much more than just a great vehicle at the price you deserve. We are a part of the Electrify America program, which serves low-income communities throughout California.

To learn more about our dealership and how we can help with your next vehicle purchase, please call or stop by in person. We look forward to meeting you.